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PF Calculator for India (EPF)

Estimate monthly EPF employee and employer contributions from PF wages. Enter numbers and click Calculate — results appear on this page.

Try the PF Calculator

Estimate monthly EPF employee and employer contributions from PF wages.

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Illustrative EPF math only. Confirm ceilings and excluded allowances with EPFO / your advisor.

How this PF Calculator works

Under EPF, employee contribution is typically 12% of PF wages. Employer 12% splits: ~8.33% to EPS (subject to wage ceiling, often ₹15,000) and balance to EPF. Voluntary PF above statutory rates is employer-policy dependent.

How to use

  1. Enter monthly PF wages (basic + DA commonly, per your structure).
  2. Set employee and employer percentages (default 12% each).
  3. Read employee PF and total employer PF as illustrative totals.
  4. Cross-check EPS/EDLI splits and UAN postings with your payroll team.

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Operationalise payroll with IntelloHRM payroll after you finish estimating.

Elementor: insert shortcode [ih_calculator type="pf"] or the IH Calculator widget.

PF Calculator — FAQs

What wages count for PF in India?

Usually basic wages, dearness allowance, and retaining allowance. Conveyance and certain reimbursements may be excluded — confirm your appointment letter and company policy.

Is there a PF wage ceiling for EPS?

EPS contribution is commonly calculated on wages capped at ₹15,000/month unless your establishment follows a different notified practice — verify with EPFO guidance.

Can employee PF be more than 12%?

Voluntary PF (VPF) lets employees contribute above 12% of eligible wages; employer match rules differ from the statutory minimum.

Does this PF calculator include EDLI admin charges?

No — it focuses on contribution math. Employer-side admin/charges are separate line items in real filings.

Why is my UAN passbook different?

Arrears, proration, ceiling logic, and back-dated revisions post differently than a simple monthly estimate.

Is IntelloHRM PF calculator free to use?

Yes — this page is free. IntelloHRM also offers a 30-day HRMS trial with payroll payslips if you want to operationalise numbers.

How do international workers handle PF?

Eligibility depends on treaty coverage, employment type, and duration — do not assume PF applies or is exempt without review.

Should founders calculate PF before hiring?

Yes — model employer PF cost when building CTC; it affects cash burn beyond gross salary.

Can contract staff be on PF?

Coverage rules depend on establishment registration and wage thresholds — treat this tool as math, not eligibility advice.

What is the fastest way to validate PF in payroll?

Run one employee through IntelloHRM with your component mapping and compare against this estimate for the same inputs.

After the PF Calculator, run real payroll ops

Estimates help planning — IntelloHRM turns attendance, leave, and payslips into a repeatable process.

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