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Salary Calculator for India
Translate annual CTC into a readable monthly component stack for offer letters. Enter numbers and click Calculate — results appear on this page.
How this Salary Calculator works
Monthly CTC = annual CTC ÷ 12. Basic = monthly CTC × basic%. HRA = basic × HRA%. Remaining monthly CTC is treated as other allowances in this illustration — real structures add special, LTA, and employer contributions separately.
How to use
- Enter annual CTC from the offer letter or budget.
- Set basic as a percent of monthly CTC (40% is a common starting point).
- Set HRA as a percent of basic (often 40–50%).
- Review component split before modelling PF, PT, and TDS elsewhere.
Related calculators
Operationalise payroll with IntelloHRM payroll after you finish estimating.
Elementor: insert shortcode [ih_calculator type="salary"] or the IH Calculator widget.
Salary Calculator — FAQs
What is the difference between CTC and in-hand salary?
CTC includes employer costs and gross components; in-hand is after employee deductions like PF, PT, and TDS.
Why is basic kept at 40%?
Many Indian employers use 40–50% basic to balance PF/HRA/tax outcomes — not a legal requirement.
Should variable pay sit inside CTC?
Performance and retention bonuses are often shown separately — clarify what is guaranteed vs variable.
Can I reverse-engineer CTC from in-hand?
Use the net salary calculator with assumed deductions; iteration is normal during negotiations.
Does this include employer PF?
This salary calculator splits employee-side components only — add employer PF in the CTC calculator.
How do freshers use a salary calculator?
Compare offers with the same basic/HRA assumptions to avoid headline CTC traps.
Will IntelloHRM match this structure?
Import your component percentages in IntelloHRM and generate payslips to compare line-by-line.
Are allowances taxable?
Most cash allowances are taxable unless specifically exempt — this tool does not compute tax.
What about ESOP in CTC?
ESOP is not cash salary — exclude from monthly component splits unless your policy treats it differently.
How often should structures be revised?
Review on promotion, city transfer, or statutory changes — at least annually for SMEs.
After the Salary Calculator, run real payroll ops
Estimates help planning — IntelloHRM turns attendance, leave, and payslips into a repeatable process.
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